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Umamaheswari, C.
- Socio–Economic Factors Influencing Default in Repayment of Loans at Primary Agricultural Co-Operative Credit Societies in Pudukkottai District
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PDF Views:128
Authors
Affiliations
1 Department of Economics, Government Arts College, Udumalpet – 642126, Tamil Nadu, IN
2 Department of Commerce, Government Arts and Science College, Valparai – 642127, Tamil Nadu, IN
1 Department of Economics, Government Arts College, Udumalpet – 642126, Tamil Nadu, IN
2 Department of Commerce, Government Arts and Science College, Valparai – 642127, Tamil Nadu, IN
Source
HuSS: International Journal of Research in Humanities and Social Sciences, Vol 9, No 1 (2022), Pagination: 37-42Abstract
The economic development of the nation depends on banks and financial institutions which provides financial assistance to uplift the poor and the under privileged sections. Co-operative banks form an important segment of the Indian financial system. It is only the co-operative banks that opened the doors of banks to the smallest of small man. It offers farm loans, equipment loans and allied services loans. But the perennial problem faced by the co-operative banks is the presence of overdues in all these years. The non-repayment of loans results in huge amounts of overdue, which destabilize the motto of the co-operative societies. The study examined influence of socio–economic characteristics on overdue of default borrowers. It was revealed that the area under irrigation, family consumption expenditure and total amount of credit borrowed had significantly influenced the overdues of both willful and non-willful defaulters.Keywords
Banks, Co-Operative Credit, Defaulter, Farmers and Overdue.Full Text
References
- Balishter AK., Singh, Kumar S. Overdues of Loans in Agriculture - A Study. Agricultural Banker. 1991; 13:13–16.
- Viswanath AR. An Analysis of the Performance of Agricultural Credit Co-operatives and Their Overdues Problems in India. Indian Co-operative Review. 2001; 39(1):54–60.
- Singh AK, Singh VK. Credit Needs, Utilisation Pattern and Factors Causing Overdues in Varanasi District. Indian Journal of Agricultural Economics. 2005; 60(3):385–386.
- Jain R, Raju S.S. Credit Overdue and Farmers Perceptions on Agricultural Debt Waiver and Debt Relief Scheme. Journal of Agricultural Development and Policy. 2011; 21(2):73–86. https://www. researchgate.net/publication/281437/35.
- Mehmood Y, Ahmad M, Anjum MB. Factors Affecting Delay in Repayments of Agricultural Credit: A Case Study of District Kasur of Punjab Province. World Applied Sciences Journal. 2012; 17(4):447–451.
- Khan FM, Rituparna. To What Extent are Non-performing Assets Affecting the Profitability of Co-operative Banks in Maharashtra? Working Paper 2018-19, Research Gate, 2020; http://www.researchgate.net/publication/359551770
- A Study on Health Status of Scheduled Caste Women Workers of Tea Plantation at Valparai Taluk, Coimbatore District
Abstract Views :194 |
PDF Views:149
Authors
Affiliations
1 Department of Economics, Government Arts College, Udumalpet – 642126, Tamil Nadu, IN
2 Department of Economics, Vellalar College for Women, Erode – 638012, Tamil Nadu, IN
1 Department of Economics, Government Arts College, Udumalpet – 642126, Tamil Nadu, IN
2 Department of Economics, Vellalar College for Women, Erode – 638012, Tamil Nadu, IN
Source
HuSS: International Journal of Research in Humanities and Social Sciences, Vol 9, No 2 (2022), Pagination: 95-100Abstract
Health plays a vital role in the well-being of human life and country’s economic growth. The health of women, in particular can be analyzed in terms of various indicators that vary geographically, socio-economically and culturally. At present, Indian women are facing many health problems, which lead to disturbance in the output level of the company. The tea industry has been playing a very important role in the development of the Indian economy. Women make an immense contribution in the productivity of tea plantation. Most of the labor force in tea plantation includes migrants from various districts of Tamil Nadu. The study adopted simple random sampling technique in selecting the sample and primary data were collected from 100 respondents. The study has been undertaken to analyze the health status of scheduled caste women working in tea plantation at Valparai Taluk, Coimbatore District. The study indicated that the health awareness among the scheduled caste women workers was very poor. The findings showed that variables such as age of the worker, level of formal education of the worker, length of service and annual medical expenditure had significantly influenced the health status of the women workers. It was suggested that the Government, NGOs as well as the management of the tea plantations should take immediate measures to improve the health of the workers to have drastic change in economic and social aspects.Keywords
Health, Plantation, Production and Women WorkersFull Text
References
- Sahoo D, Konwar K, Sahoo BK. Health Condition and Health Awareness among the Tea Garden labourers: A Case Study of a Tea Garden in Tinsukia District of Assam. The IUP Journal of Agricultural Economics. 2010; 7(4):50–72.
- Chowdhury N, Ahad MA, Chowdhury M, Kundu I, Islam T. Health and Hygiene Condition of Female Tea Workers: A Study inThree Gardens of Sylhet. Journal of Agricultural Extension, Economics and Sociology. 2017; 26(1):1–9. https://doi.org/10.9734/ AJAEES/2018/42366
- Hossain MM, Azad F, Rifat MA, Siddique MAB, Hasan MG, Bhuiyan MNH. Socio-economic Status, Dietary Pattern and Nutritional Status of the Female Workers of Fulchara Tea Garden in Moulvibazar District, Bangladesh. Institute of Nutrition and Food Science, University of Dhaka, Bangladesh United Nations Children’s Fund (UNICEF). J Nutr Food Sci. An Open Access Journal. 2017; 7(6):1–4.
- Barani S, Rajarajan S. An Economic Analysis of Work and Health Status of Working Women in India. Annals of RSCB. 2021; 25(4):3568–78.